When someone passes away and leaves an unoccupied property, it's essential to take appropriate steps to secure it. This not only protects the property from damage and theft but also shields you from potential liability. If the property is damaged or compromised, and you haven’t taken adequate measures to secure it, you may find yourself personally responsible for repairs or losses.

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Here's a checklist to help you safeguard an empty property:

• Insurance: Ensure there’s adequate insurance that covers vacant properties. Standard home insurance may not apply, so updating the policy is crucial.

• Change Locks: Consider changing locks, especially if keys are widely accessible, to prevent unauthorized access.

• Draining Utilities: Drain water systems to prevent frozen pipes or leaks in colder months.

• Maintenance: Keep the property well-maintained, both inside and out, to avoid deterioration and make it appear occupied.

 

If you plan to sell the property, it can go on the market immediately, but you’ll need the correct legal documents (such as probate) to complete the sale.

 

Additional Security Measures:

Empty homes are more vulnerable to break-ins, so taking the following actions can help secure the property:

• Cancel Regular Deliveries: Stop any subscriptions, like milk or newspaper deliveries, that may alert others the property is empty.

• Clear Furniture and Belongings: Arrange to have the property cleared as soon as possible to reduce the risk of theft and make it ready for potential sale.

• Redirect Post: Use Royal Mail’s mail redirection service to manage incoming mail and prevent it from piling up.

• Frequent Visits and Timers for Lights: Visit the property regularly and set timers on lights to create the impression someone is home.

• Stop Junk Mail: Register the property online with reputable services to minimize junk mail deliveries.

• Safeguard Valuables: Remove any valuable items from the premises for secure storage.

• Notify Car Insurers: If the deceased owned a car, inform the insurers promptly, as standard car insurance becomes invalid if the owner is deceased.

 

Taking these steps ensures the property remains secure and protected until its future is decided.